Charlotte Quarmby

Charlotte Quarmby

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I joined LCP in 2012 and I am part of LCP’s award-winning insurance de-risking practice, providing advice to clients seeking to reduce the risks they hold in their scheme via the insurance market. I have helped range of clients complete buy-ins and buy-outs, varying from a £15m to £3.7bn. Particular highlights include:

  • advising the Trustees of the ICI Pension Fund insure £8.5bn of liabilities over 15 buy-in transactions (including 5 transactions in 6 months)
  • supporting the Trustees of the Dresdner Kleinwort Pension Plan insure £1.2bn of liabilities in a full buy-in, including a Money Purchase Section
  • helping the Trustee of the British American Tobacco UK Pension Fund insure £3.4bn of pensioner and non-pensioner liabilities

External appointments

  • Treasurer of a local London charity

The buy-in process we have recently concluded required patience and tact to accommodate all the concerns and views of the various trustees. All steps in the process were explained simply and additional advice/explanation given when asked for...often repeated but without any judgement.

LCP Trustee Client

Our latest thinking

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How I can help

We provide individual and high quality actuarial advice, taking a collaborative approach between trustees, employer and advisers, to ensure a focus on good member outcomes.

We are market leaders at each stage of de-risking, including planning, investment strategy, transactional services and wind up.

We help pension scheme trustees and sponsors to determine the ultimate destination for their scheme and help them put together a plan to get there, including how to effectively manage the risks they face along the way.