Season 2 Episode 4:
Financial wellness with Heidi Allan

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On another episode of Investment Uncut, show hosts Dan Mikulskis and Mary Spencer speak to LCP's Heidi Allan about the bigger picture of financial wellbeing and its state of play to today's current environment. 

Key takeaways:

  • Heidi’s one big takeaway: It’s ok to talk about money, we should aspire to have better and open conversations. Often it’s circumstances outside our control, not reflective of our own issues or bad behaviours
  • Why we’re in the wellbeing business, not just the investing business
  • Relationships with money – personal, hard to talk about and influenced a lot by parents, and shaped by our environment
  • The classic “money can’t buy happiness” trope can get in the way of more nuanced conversations around our relationship with money
  • Can financial education be too patronising?
  • What is the role of employers here, are people open to receiving this kind of support from their employer? Yes, of its done well
  • Why short and medium term savings need as much focus as long term savings (as the lack of a buffer fund is a big issue for many)
  • Do people really value pensions? Actually the research shows they do…
  • Why the impacts of Covid-19 could be an external catalyst for better conversations about money, because so many people are in it together

Here is an example of some of the financial wellbeing insights that Heidi’s team are able to work with employers on

What surprised Heidi most?

  • 48% of under-34s said that financial pressure affected their intake of alcohol nicotine and substances

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Each LCP investment uncut podcast is for information and marketing purposes only and does not constitute any form of investment or financial advice or a financial promotion (under the Financial Services and Markets Act 2000). All views expressed by the podcast hosts and guests are purely their own opinions and do not represent those of LCP, its clients or affiliates. Our podcast listeners should always seek independent financial or legal advice before making any financial or investment decisions. Please refer to the Legal Notices section on the LCP website for further information.​

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